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    • Who are Cred?

      Cred is a direct lender offering responsible credit directly to UK consumers. You can easily access our mobile app on the App Store or Google Play Store, or simply visit our website for quick access to download links Cred offers customers a flexible ...
    • What should I do if I'm struggling to pay?

      If you’re starting to struggle financially and worried about being able to make your repayments on time you can see what options are available to you using our online tool. Please don’t wait for things to get out of control. We’re here to help you ...
    • Do Cred charge any fees?

      We charge interest on money that you borrow however we do not charge any fees including late payment fees or any other fees. Cred will never ask for any type of advanced fee in exchange for a loan or credit account.
    • Is Cred a credit card?

      Yes, you can transfer funds from your Cred account to your current account to make purchases as you would with a money transfer credit card. Digital credit card functionality to make contactless and online purchases will become available soon for ...
    • What mobile phones does Cred work on?

      Your mobile phone needs to be at least iOS v13 or Android v8 technology to download the Cred app and open and manage an account.