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How do I use Cred?
Full functionality is available in your Cred app including but not limited to drawdowns, making additional payments, setting up payment plans, viewing your transactions and statements.
Is Cred a credit card?
Yes, you can transfer funds from your Cred account to your current account to make purchases as you would with a money transfer credit card. Digital credit card functionality to make contactless and online purchases will become available soon for ...
What mobile phones does Cred work on?
Your mobile phone needs to be at least iOS v13 or Android v8 technology to download the Cred app and open and manage an account.
What is Cred flexible credit and how does it work?
Cred is a regulated revolving credit facility, managed entirely through the Cred app. Before your account is opened, we carry out a creditworthiness and affordability assessment. If approved, you are allocated a pre-agreed credit limit. This is the ...
When might Cred stop me from making a withdrawal?
There are a few situations where we won’t be able to process a drawdown: if you’ve already made 2 drawdowns that day if the amount would exceed your available credit limit if your account is behind on payments, or if there has been suspected fraud or ...