How do you work out how much interest I pay?
Have a look at your credit agreement for more information on how interest is calculated.
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What mobile phones does Cred work on?
Your mobile phone needs to be at least iOS v13 or Android v8 technology to download the Cred app and open and manage an account.
Do Cred charge any fees?
We charge interest on money that you borrow however we do not charge any fees including late payment fees or any other fees. Cred will never ask for any type of advanced fee in exchange for a loan or credit account.