Yes. Cred Originations Limited is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 688840. Your credit agreement is covered by the Consumer Credit Act 1974, which gives you important rights, including a 14-day cooling-off period after signing up.
Cred is registered with Information Commissioner's Office (ICO) in compliance with the Data Protection Regulations 2018, under registration number Z3276865.
If something goes wrong and you have a complaint that we can’t resolve to your satisfaction, you can refer it to the Financial Ombudsman Service free of charge.