Yes, you can repay any amount at any time, in full or in part, and there’s no penalty for doing so. The more you pay and the sooner you pay it, the less interest you’ll be charged overall. You can make a one-off payment at any time through the Cred app.
Please be careful not to pay more than your outstanding balance, as this would create a credit balance on your account, if that happens, we’ll return it to your bank account, but we won’t pay interest on it.